Renters Insurance

Do you need Renters Insurance? Absolutely! You may think that renters insurance is expensive and you don't think that you own enough personal things to have renters insurance. However, you have furniture, clothing, electronics and etc. Losing everthing you worked for would be devastating. Your landlord's insurance policy does not cover your personal belongings.

You may not own the property you live in, but whatever happens from damage done from a storm is. For instance, if a tree crashes through a window and damages your TV or other personal belongings. Those are your responsibility. The landlord does clean up the glass and replaces the window.

Renters insurance protects your personal property against fire, theft, and vandalism. That does include theft-prone property like your laptop and bike, wherever they are. (Remember that your auto insurance does not cover personal property stolen out of your car - you need renters insurance for that!)

Brisotti & Silkworth Insurance (BSI) has been helping residents in Mattituck, Shelter Island, Sag Harbor and surrounding areas in New York since 1964. Call BSI Insurance for a free quote!